Debt Advice

Nowadays, i believe most of us out there are having debt. Be it a personal loan, car loan, house loan, business or corporate loan. It is kind of hard to be debt free. I personally having a car loan that I need to take into account every month. What are the personal effects of having too much debt? I am afraid that I can be made bankrupt one day if I am having too much of it.

In this recent economy crisis, Debt Advice certainly helps in this matter. This debt management assistance provides Individual Voluntary Arrangement (IVA), which is a formal and legally binding agreement between me and my creditors. IVA benefits both me and the creditors. The terms in an IVA proposal basically should offer the creditors a larger repayment than they would otherwise expect to get if we were made bankrupt. In other words, asking them to wait a significant period of time before they receive the agreed payment.

ClearDebt IVA will lessen the total amount that you owe, freeze the interest you pay and they certainly can remove any threats on losing the assets that you have, like your house. The creditors will never chase you and you will have one fixed and affordable monthly payment to make.

I would certainly prefer and IVA better than bankruptcy. Do you?

Paintball at TanaMera

Bear with me, this post gonna be a lil long. However, not much pictures taken (some curi from FB) Out of nowhere, I ter-register myself to this paintball game at Tanamera. Well, I did not get any details or do futher research on that game itself, so turn out to be a lil tragic la... I don't even know it was their 1st anniversary game.

So 21st December started off with excitement (this is my first ever paintball... have always wanted to try but, no luck weh...). Had dimsum breakfast in Damansara Jaya and later meet with the rest (whom I have no clue who is who... whatever la...) at The Curve.

Reached Tanamera Paintball Park around 9 plus or 10. Seeing the crowds (estimated to be 200 to 300 people), I or rather WE were a little stunned amazed. Why??? Everyone seems to be fully geared, with the proper military attire, their powderful powerful "GUN" and "BULLET" (they name it "MARKER" and "PELLET", only by then I learnt this new ideology). One more thing... they like to yell "Barrel sock on!!!"... and I was like what SOCK??? I already have mine well securing my feet!!! Slowly I realise they are talking about the Marker punya sock, a sock that covers the gun punya barrel... geezzz..

Yea... now you can imagine how blur we got on that day. The entire game... frankly, all of us do not really enjoy it. I bet those old fella (the pros), can't tahan us newbies too... hahaha... haprak pun tak tau, potong stim...hahaha... Out of 4 mission on that day, we only survive up to the 3rd. We get bored (haprak pun tak tau...) and worn out. 3rd mission already about 5pm (i think)... Well, not to say TOTALLY not enjoying it... it was a fun day after all despite some kebodohan berlaku... But this game seems like strictly for the pro!!!... so, you know how bodoh us, newbie, will feel like la...

1st mission... Green team vs Orange team. Macam play hide and seek... In the end, I was ask to go out of the game even I didn't get shot. I was told that my strongest team player was dead, so I do not need to play anymore... hahaha... Don't know la (blur), so it ended just like that... Ooo yea, one of my friend kena headshot... wearing a mask, but the pellet hit the place where no mask coverage, I have to say "lucky" you, boy!

Lunch break... grill lamb... chicken wing... sausage... rice... those were what i saw in the plate of my friend. I did not take any food (sudah no selera cause dehydrated and stunned amazed)

2nd mission... Go up the hill and get the national flag. There were like 60 or 80 people waiting up the hill protecting the flag. The rest (100++ to 200 people) will have to attack. I am in the attacking team. So, yea... we, TEN people hiding behind ONE palm tree. Funny ain't it??? hahaha... so apa lagi... Hide and wait only lo... no commotion pun... blindly fire, hitting those plants, air, earth... yea, just blindly... in the end, mission failed!!!

3rd mission, Search and Destroy... This part, 10 people cannot hide behind one tree, cause those rubber tree was too slim... LOL... In this mission, I die of multi shots. Those bugger enemy continue shooting even after we raise our hand!!! and they are using some powderful marker... kena buli... newbie kan... ish ish ish...

4th mission... we did not attend. We balik lor...

Well, a fun day indeed... but if given a choice, would love to attend some beginner gaming first before going into this kinda gaming level. We do not even know what the heck is barrel socks, how to operate the so called marker and no briefing or what so ever to newbie. It will be more fun if we are not first timer, i guess. Well, credit to the organising troop, not a bad one though.

Kecurian Sedutan from TanaMera FB...

Not a lucky month...

Well, I knew that it was impossible for me to get 12 lucky months in a year. But yea... year 2008 indeed not good one for me. And of course, reaching year end, my birthday month, everything seems falling apart. Terribly falling apart and which makes me wonder what has gone wrong. Is it Feng Shui? Is it brain corruption? Well, I think my second guess should made conclusion!!!

My brain starts to corrupt 2 months ago where I let go one opportunity which is not so good, but allowing me survive. I was stormed with TONNES of question in these 2 months!!! Yea... I know... it's so stupid, right this moment, doing this decision is indeed stupid. Yes, I KNEW it, there is no need for you to tell me through the look on your face. I KNEW it!!! I just do now know how to explain brain corruption...

On my big day, it turns out to be not so big. I thought this year will be something different, but nah... Then come holiday, it turns to become a day that I will have to remember for my whole life. I would consider this round, I was just so lucky all of us unharm, else I am gonna regret for life!!! I might suicide, i think... the tense is eating my up... and I am blacklisted. No more good records. Yea, you can label me BODOH!!!

Happy Birthday to me...

One year older but am pretty sure not any wiser. Opps... this is a belated post i guess... My date falls on 19th to be exact.

Thanks for all the well wishes dear friends and family. It's certainly a bless to have you all remembering my day. However, I feel the guilt conquering me at same time as i do not have the memory keeping important date of others. I have to admit, I sucks at date!!!

Anyway, endless thanks to my mum for going through the pain just for me, the charsiew!!!... Luv ya mum!!!

Cydcor Volunteers Time

Cydor who as a dominant market leader in outsourced face-to-face sales, places a high priority on philanthropy and giving back to the community. They are the example and role model for others in the corporate world, who volunteers their time for the community. Cydcor corporate culture should have been instilled in the corporate world culture who has the emphasis on contributing back to the community.

I have came across a press release today which describe on how Cydcor hosted a weekend of education and philanthropy. You can read the recent press realease from http://www.prweb.com/releases/Cydcor/Boys_and_Girls_Club/prweb1736104.htm. Their community involvement do really helps to contribute to lives of young people in need. Their contribution were believed to touch every single one who received it.

Quoting from the press release, it says that "Cydcor's support will help us deliver exciting educational programs to more than 4,000 boys and girls each year". This has clearly proven that Cydcor values aren't just words on the paper. They play their part and are commited to the community. They support numerous charitable organizations and event around the country. At the same time, Cydcor do enjoy the corporate culture that adopt an environment of giving back to their community. We should make Cydcor as the role model in the corporate world.

Carefree Weekend and Day-1 to Day-3...

Past 5 days has been a mixture of feeling and activities...

Past Weekend...

Sis was here, so i cook... and that cooking practically took me half a day. I prepare from morning and i cook about 5pm. Sad to say, I only have peanut soup and vege with porky. After dinner, we went out for window shopping. I ended up with a pair of shoe. I hate to the idea to like that shoe cause i don't want to spend on any unnecessary stuff. But yea, i bought a new pumps out of nowhere, cause i jut love it. I have a malfunctioned brain... Sucks!!! My loots for the day...

The next morning, went for a brunch in OneU and we start scouting for baby shower gift. In the evening, went to visit an old friend who gave birth recently. Her MIL prepare yummy homemade yong tau fu for steamboat dinner. It's just nice to catch up with a few of us after so long.

Day1...

Half day gone for a session to meet up someone. Meeting her makes me realise how vocal I am. Yea, I am not as vocal as i thought. Night time, i was tired but still manage to have a good dinner at Souled Out and of course a good laugh like there is no tomorrow. I wish I can be as carefree as that always. But... nah... I can't!!!

Day2...

Stayed home, did my laundry of those sheets. Night time, dinner again, Devi's (my fav), have a good laugh like no there is no tomorrow again...

Day3...

Breakfast with an old friend. Catching up took place and there I know, not everyone is as good (as in one piece) now. Just now, I am supposed to only accompany my sister to get her shoe, but I end up getting 2 tops. Again, I have a malfunctioned brain... Sucks!!! My loots for the day...

Paint of life... perfect for her!!!

Just back from an old friend place. She gave birth to a baby boy a month ago. Went into her house, i can feel the warmth of the family thingy... The baby, the hubby, the MIL, the steamboat dinner, the house and it's setting (from her hardwork of course, and she deserved it)... everything fits nicely. I can't see any flaws... her life is just so wonderful and beautifully painted.

I am yea... envy!!! Who will not???... It's just every "simple" woman's dream. Now, i have a brush on my hand, but i have not pick the right colour as yet, so how am i gonna start my painting???

Turbocharge for my ride

After getting to know more in detail about the advantage of having a turbo or supercharge for a car, I think it is time for me to upgrade my ride, Audi, as well. The turbo or supercharged engine can give the car more power overall than an engine without the charging. From this point, it will also means more fuel can be pumped in as well. This will enhanced the engine performance by giving them more power from the explosion in the cylinder.

You got to read all about turbocharger and supercharger from Turbochargespro.com. I found details on audi turbocharger from this page too. You definately have to check out http://www.turbochargerpros.com/ to find the perfect turbocharger for your ride now.

12-12

This morning i woke up, feeling rather normal. I do not know how to react, but I am hoping for the right one to emerge pretty soon. Hmm... anyway i do not know how should i react. Since today is the reality of the decision i've made few months ago, so yea... I should be getting or KNOWING what I wanted to have soon...

Wish me luck and I'll be brave gal...

Pickard property

In the recent votes, Pickard was ranked top by students who completed Leeds University Union survey. They were voted the number 1 student landlord in Leeds UK. Packed with 40 years of experience, Pickard has excel in the student property market where any student's can feel confident with.

Pickard grow all these years as they have listened and moved with the times to meet the ever changing property needs. They has been holding strong on the "going green". I personally think that all of us should be going green as well in whatever aspect

If you are going to Leeds for study, make sure you get information on the student flats in leeds. Pickard should be the very first choice.

Tak mandi but eat KFC...

I tak mandi, but i makan KFC...How about that? jangan marah...

Sicko virus attack me yesterday. However, i am not taking care of my food intake as well. Yesterday i had fried food for breakfast, fried fish with black pepper for lunch, and KFC zinger burger for dinner! Today, i had yummy home made cheese tart from my colleague, lam keow teow for my lunch and yes, KFC again for my dinner!

I was telling my sister few days back that when i heard of KFC, I feel sick. Yesterday, devil came and told me KFC is heaven's food. So, yea... I ate it 2 days in a row for my dinner at 9pm!!! Gosh, you can imagine how would that impact my body, mind and soul... gezzzzz...

Just right before i finish my KFC today, I feel sick again... I guess, I will not touch it again at least for a month??? But now, i feel like having coke!!!... Heaven's drink? Hullo... devil, are you there?

Ooo yea, by the way... I have a confession to make. I did not take my bath!!! and i plan to go to bed just like this. It's just too cold here now... I have a block nose and someone said I deserved it!!! jangan marah... But seriously, i hate blocked nose... no air... no air....~~~

Florida Inmate Locator

You should check out this Florida Inmate Locator to locate inmates and get a Nationwide Federal Inmate reports fast with direct data retrieval. It provides access to inmate records as well as inmate license records and all other pertinent vital records in Florida. Apart from this, they can also locate inmates in other states, anywhere. Try it out today.

Sore throat and WOMAN...

I never like sore throat and now i am having it! I have sleepless night yesterday. I think I'd woke up for about 3 times to clear my throat.

The last round, I took antibiotic hoping that this morning it will be gone. Yea, now that i am awake, my throat still hurts, darn it! I remember mom said drinking honey will help, honey mix with apple vineger is even better. Any suggestion?

Guess what, i am having my breakfast, curry puff and vadai, hope it cure me a little by noon, but i doubt those fried stuff!!!... hehe... I wanted to get some bread for my breakfast, but the stall was a little pack and i have been patient to wait for my turn. However, one WOMAN with her "excuse me" pissed me off and at the same time turn me off too, so i walk away to anoher stall.

Back to the WOMAN, she dress up nicely, put on makeup... but when she with her super kasar "excuse me" and straight away step towards me forcing me to give way (while knowing there is not much space), it immediately turns me off... kak, jatuh standard.

Hopefully antibiotic and honey mix can fix me right by tonight...

5.11 Jackets

The other day while i am doing online purchase, i came across this tactical jackets. 5.11 Jackets offers functional innovation jackets and outerwear. They have those outer wear that allows you to reach your peak performance while carrying out your duty. They have a perfect blend of tactical or practical functionality and traditional style.

I have personally has picked and place my order on their undercover jacket. It has the right style for my dad who loves outdoor activities. This will be the perfect birthday gift for him too. The good news is, i am saving $40 for my purchase. Yes, they are having sales! Hope you can find your good deal there too.

Weekend damage...

It was that Saturday morning when i wanted to set off back to my hometown, then i decided to check on my tyre that seems flatter than usual. There were 3 places where the tyre reflect some crack, very unlikely to continue a long haul.

Postpone my weekend balik kampung trip which was suppose to be a nice morning. Lucky, day wasn't hot. So, i do not throw my tantrum to anyone nearby. Yea... i will get angry over tiny matter when day's hot and trouble keep rolling in. Sent my car to the workshop, got it repair in an hour time, burnt RM153. Continue my balik kampung plan and reach home at about 2.30pm... sigh...

Back to my tyre...i remember the other day i hit a damn pothole, no sign, no nothing. Malaysia stupid road should be repair. We pay for the road, ok!!! We do not deserve all these extra money that we need to squeeze out just because of your stupid road condition.

Pamper Your Cruise

I have always admire those riders in their super cool bike crusing on the highway. The throaty growling sound from their bike is awesome. The color and shines from their bikes surely catch my attention. It makes me wanted to get my very own cool bikes and join them to cruise along the higway in summer time. It will be wonderful.

Talking about those motorcycles parts and accesories for the bike, you should pay a visit to harley. They are having sales right now, should be a good deal for those who wanted some uplift for their bike this season.

Counting down my days...

Not much anticipation from me for the past one month. Everything has been slow as there is no clue how to make it faster. Now, I still feel like I am with a 20 something physic but 10 years old of mentality. I have to admit I am a retarded child.

Life is just a maze... always never fail on me.