Am I qualify to save?

That is what I have came across today. It surely send me a chill down my spine a wee bit as I read, I think I am yet to qualify.

They gave me this equation Money Saved = Ability to earn x Saving rate x Time. So that means when any one of the variable is zero, that means Money Saved is equal to ZERO... G-Lo... KOSONG... GOLI-MUTEK... LING... Well can you imagine I have all the variables Zero now, except Time. It say "Do you have the time to save money? Congratulations if you are very young. Sorry if you are too old or dying soon". *Grin*, but I ain't proud. It is just that I do not know what else more I can express. I am not VERY young, but I am not sure WHEN am I going to die too.

They says, "When we lost either one of the 3 basic requirement, we won’t be able to save more money. Major diseases will destroy our earning ability. Pre-mature death will take away our time to save money. If you lack the discipline to save money, it is better to engage some financial system to help you.Even though the rate of return is mediocre, insurance endowment plan is a prefect plan to ensure we overcome the above challenges".

So, my task is to get an endowment plan.

Selective Hearing

Occasionally, there has been this selective hearing people around me. I am not sure if I am sensitive or it is for real. Anyway, I choose to believe it is for real. Why? Because everytime I am telling some information, those people tends to only pick and remember those that caught their attention and filtered out those that is not in favour to them. Those filtered information is actually completing my whole story, can't you understand???

It is so true, or I believe so, which keep my mouth shuts most of time. Well, it is not that I did not try to talk at all, I did, but in the end I feel agitated. So, less words, less misinterpretation!!! It does not necessarily means I am dumb or I am coward. It is just plainly because being around these selective hearing people does not make the conversation a pleasant one. I have to repeat and repeat my whole sentence, but still, people keep focusing on the point that is favourable to them ignoring the rest of the information. It irritates me further when they ask the same "filtered" point again and again, just to make sure I confirm it... I have said so... grrrr!!!

That's where gossips of all kinds begin. The original story is A, in the end turns out to be A- or A+ or even B. Be real, get a life!